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Editorial listing

PatientFi

Patient financing used by aesthetic and surgical practices. The provider fee is not on the public site.

What it does for a med spa

PatientFi offers installment plans for elective procedures, including med spa treatments. Practices get paid for the treatment and the patient repays PatientFi. It is a checkout option next to Cherry, CareCredit, and a card.

Who it’s best for

A practice that wants a second financing option for patients who do not fit the first lender, and will ask PatientFi for the fee in writing.

Pros

  • Another approval path at checkout, which matters when the first application says no.
  • It is aimed at elective care, so the front desk script is a known one.
  • The missing fee is marked Not listed instead of copied from a rival's blog.

Cons

  • You cannot compare the merchant fee with Cherry's published range until PatientFi quotes you.
  • Promotional 0% offers in this category are often deferred interest. Read the patient agreement before you promise 'no interest'.
  • One more tablet at the desk only works if someone owns the process.

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