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HFD Med Spa Financing: Merchant Fee Not Listed

Patient financing aimed at med spas. The aesthetics page prints approval and funding claims and does not print a merchant fee.

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What it does for a med spa

HFD offers payment plans for aesthetic treatments, including injectables, laser, body contouring, and packages. The practice is paid for the plan and the patient pays HFD. It is financing at checkout, not a booking system.

Who it’s best for

A med spa quoting packages large enough to clear the $3K minimum, that will get the merchant fee in writing before the front desk offers it.

Pros

  • The aesthetics page is written for med spas, including injectables, laser, and packages.
  • Funding time, the $3K minimum, and the soft-pull application are printed.
  • The missing merchant fee is marked Not listed, beside Cherry's published range on that listing.

Cons

  • No merchant fee. You cannot compare margin with Cherry's published 1.7%–13.9% until HFD quotes you.
  • The 99%+ approval rate is the vendor's figure, and the footnote says some applicants are declined.
  • A $3K minimum does not help a patient who needs to finance less than that.

Questions this listing can answer

How much does HFD cost?
The price published on this listing is Not listed. Not listed. Rechecked October 29, 2026 on gohfd.com/aesthetics. That page does not print a merchant fee or a software subscription. It says the practice is paid in 2–3 business days, that there is a $3K minimum for every approved patient, and that patients can finance up to 100% of the treatment cost. It says there is a 0% option for every credit tier, that applying is a soft credit check with no score impact, and that the application takes under 3 minutes. HFD states a 99%+ approval rate and footnotes that an applicant can still be declined for an open bankruptcy, a government watchlist, or an identification problem. The Bank Loan Program is issued by Hatch Bank. The 99% figure is HFD's, not an independent count.
Who is HFD best for?
A med spa quoting packages large enough to clear the $3K minimum, that will get the merchant fee in writing before the front desk offers it.
When was the HFD listing last checked?
The vendor page was last checked on October 29, 2026. Confirm the price on the vendor's site before you buy.

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