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Alphaeon Credit for Med Spas: Fees and Credit Lines

A healthcare credit card offered beside CareCredit. Patient credit lines are published. The practice's merchant fee is not.

Check note. Practice fee left as Not listed. The homepage publishes patient credit limits and does not print a merchant rate.

What it does for a med spa

Alphaeon Credit is a credit card patients use for elective procedures. The public site says it is offered by dentists, dermatologists, ophthalmologists, and plastic surgeons. A med spa that already takes CareCredit or PatientFi sees it as another card the patient may already hold, or one the coordinator can offer at checkout. It does not book the visit.

Who it’s best for

A practice whose patients ask for a second healthcare card when CareCredit is declined or already maxed, and that will get the merchant fee in the agreement.

Pros

  • The patient-facing limits are public: purchases over $250 and credit lines up to $25,000.
  • A soft pre-qualification check is described as not affecting the credit score.
  • It sits next to other financing. It does not replace the card machine.

Cons

  • The merchant fee is Not listed. Compare it with a published range, such as Cherry's, only after the agreement.
  • The site is written for the patient. Practice pricing is not on the homepage.
  • Promotional financing still needs a sentence the coordinator can say accurately. The page says minimum payments are required.

Questions this listing can answer

How much does Alphaeon Credit cost?
The price published on this listing is Not listed. Not listed for the practice. Checked October 28, 2026 on goalphaeoncredit.com. The page says special financing is available for any purchase over $250, with credit lines up to $25,000, and that the card can be used again. Pre-qualification uses a soft inquiry that does not affect the credit score. Minimum payments are required for each credit plan, and offers are subject to credit approval. Accounts are issued by Comenity Capital Bank. Alphaeon Credit, Inc. says it is not the lender. The page does not print a merchant discount rate.
Who is Alphaeon Credit best for?
A practice whose patients ask for a second healthcare card when CareCredit is declined or already maxed, and that will get the merchant fee in the agreement.
When was the Alphaeon Credit listing last checked?
The vendor page was last checked on October 28, 2026. Confirm the price on the vendor's site before you buy.

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